Top 3% In Canada

The Annette Vance Team

The Annette Vance Team - Broker

The Annette Vance Team - Broker
Director's Platinum Award Sales Achievement Award Master Sales Award Royal LePage - 100 Years


The Costs of Purchasing a Home

Home Inspection 
A limited, non-invasive examination of the condition of a home (review of plumbing, electrical, structural flaws, etc.) in connection with the sale of that home.   $300 - $700 +

Mortgage Default Insurance
A one time insurance premium for putting 20% and lower down. $Varies

Land Transfer Tax
Provincial & Toronto Tax – $Varies

Legal Fee’s
Title Transfer, Review of Documents, Title Search, Preperation of Mortgage documents, Money Transfers, Registration of Property
$500 - $1200 Lawyer Fee + Disbursments = $1000 - $3000

Title Insurance
An insurance policy covering the condition of title or ownership of real property at the time the policy is issued and is used to provide ownership protection for a purchaser against losses or damages suffered as a result of title problems.  Protect against legal claims against your property and from losses from other title risks, including error, negligence or fraud.  $175 - $375

Fire Insurance
A mortgage can not be obtained without a fire and damage policy that will cover the replacement cost of the property.  $ Varies

Survey Fee
A dimensioned plan of someone’s property that includes the property line locations and dimensions. It also includes any fixed structures on the property (ie. buildings, fences, retaining walls etc.) and serves purpose as proof to lenders.  If you are purchasing title insurance, you may not need a survey.   $500 - $3000 +

Adjustment Costs
Expenses for any necessary adjustments to be made between you and the seller for property taxes or outstanding utilities.

Moving Costs
Services and costs may vary for full service moving companies.  Don’t forget to include    
boxes, wrap and all other expenses.   $ Varies

- 13% applied to: New residential construction $400,000 +
- Applied to Real Estate Commission & Subject to Commercial Properties 


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9 Tips to Inspire Your Gardening This Spring 2018

Originally posted on: April 26, 2018
Last updated on: April 26, 2018
Filed under: gardening spring 2018 tips
We're finally in the double digit weather, and it`s the perfect time to get thinking about how to get your garden flourishing for the coming ...
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